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Life Insurance

Life insurance pays a specified sum to the beneficiaries upon the death of the insured. It is generally used to provide cash to your family in the event of your death, or it may be used to accomplish other personal, business, and estate objectives. These are one of many reasons why you want a life insurance policy.

Do you remember how the amount of life insurance you currently have was determined? Was it your agent who made the suggestion? Was it your lawyer? Were there any calculations done to arrive at this number? Once established, did anyone ever review the coverage amount with you? If so, what parameters were used to determine the amounts?

There are several types of life insurance policies. The most common types are permanent life insurance and term life insurance. Permanent life insurance provides a lifetime of protection and accrues cash value and thus offers a lifetime tax efficient savings component. Term life insurance provides protection only during a specified term and does not create a cash value. As a premier provider of life insurance, we can help you determine the amount and type of insurance that is best for you and your family. We will complete a comprehensive review of your current coverage and make recommendations based on the wants and needs of your family.

 

Insurance Tools & Resources

<p>4 Ways Whole Life Insurance Can Help with Business Expenses</p>

4 Ways Whole Life Insurance Can Help with Business Expenses

Owning a small business is a dream for millions of Americans. Starting a business is exciting. It is also a huge commitment that comes with a unique set of challenges....
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<p>Infographic: Life Insurance: The Basics</p>

Infographic: Life Insurance: The Basics

A reassurance that you can live life to its fullest, knowing your family will be financially protected when you pass away.
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<p>Insurance Needs of Small Business Owners</p>

Insurance Needs of Small Business Owners

The dreams of small business owners and the business plans that outline the strategy to fulfill those dreams rarely include the insurance protections that business owners will need. Yet, having adequate protection can...
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<p>Term to Perm Life Insurance Conversion Tips</p>

Term to Perm Life Insurance Conversion Tips

There are many types of life insurance policies that can help protect you and your family. Term life insurance can be an attractive choice for millennials who are...
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<p>Assess Life Insurance Needs</p>

Assess Life Insurance Needs

How to help determine life insurance needs to provide for your family after you pass away.
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<p>Is Term Life Insurance for You?</p>

Is Term Life Insurance for You?

Term insurance is the simplest form of life insurance. Here's how it works.
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<p>Insuring Your Business With a Buy/Sell Agreement</p>

Insuring Your Business With a Buy/Sell Agreement

It may help your business be better prepared in the event of the death of a principal or key employee.
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<p>Insurance Needs Assessment: When You're Newly Married</p>

Insurance Needs Assessment: When You're Newly Married

Marriage changes everything, including your insurance needs.
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